Top rated insurance companies in Ghana with branches, and address

Top Insurance Companies In Ghana, 2022, Find Branches Near You & Contacts

Insurance companies in Ghana range from industry giants with a variety of policies to small companies that sell very specific and limited insurance policies.

Once you have made the decision to purchase an insurance policy, how do you know if the insurance company you choose is the best one for you?

List Of The Best Insurance Companies In Ghana

To save you the challenges you are likely to face in selecting the top insurance company that meets your needs, I have taken the pain to compile the complete list of the most reliable insurance companies in Ghana.

All the companies listed below are certified by the National Insurance Commission of Ghana.

Most of them are also members of the Ghana Insurance Brokers Association.

The various branches, addresses, and contact details of all the insurance companies have been provided.

Read about Zip code or Postal code in Ghana.

Now, here are the best insurance companies in Ghana:

1. Hollard Insurance Ghana Limited

Hollard Insurance Ghana started its insurance journey in 1993 as Madison Insurance. Four(4) years later, it was renamed to Metropolitan Insurance Company Limited (MET).

Its operations were firmly grounded in 2015 after taking the bold decision to focus on other personal and commercial insurance products.

Hollard is one of the renowned travel insurance companies in Ghana.

The Hollard Insurance Ghana now boasts of offices in Tema, Kumasi, Takoradi, and Tamale.

Products by Hollard Insurance

These are the insurance products offered by Hollard Insurance:

  • Personal Accident
  • Travel Insurance
  • Motor Insurance
  • Executive Insurance
  • Home Insurance
  • Burglary Insurance
  • Fire Insurance
  • Combined Fire and Burglary Insurance
  • Assets All Risk Insurance
  • Goods In Transit Insurance
  • Engineering Insurance
  • Marine and Cargo Insurance
  • Fidelity Guarantee
  • Bonds
  • Product Liability Policy
  • Indemnity

Branches, Location, And Addresses Of Hollard Insurance

If you want to contact them, use the following address and phone numbers:

Main Head Office

Location: Special House, 1st Floor, 11 Patrice Lumumba Road, Airport Residential Area.

The postal address is P. O. Box GP 20084 Accra, Ghana.

Call them on this phone number: +233 (0) 3- 222 0966.

Send your email inquiries to info@hollard.com.gh.

The Hollard website is https://www.hollard.com.gh.

  1. Accra (Tema) Branch: Telephone: +0303 203046 / 203056. They are located at Ground Floor, Atlantic Plaza (GT Bank Building) – Community 1.
  2. Kumasi Branch: They are located at Harper Road, Adum, Opposite Tractor & Equipment. Call them on +0322 022080 / 032990.
  3. Takoradi Branch: Location is at SSNIT House, 2nd Floor Room 302. Telephone number is +0312 2025182/ 091372.
  4. Tamale Branch: Location: Melcom Building, Tamale. The telephone number is +372 023537.

Related article: List of best hotels in Ghana.

Here is the latest lending rate for Ghana.

2. Priority Insurance Company Limited

In 2017 Priority Insurance was rated the third fastest growing and one of the best insurance companies in Ghana.

With over seven years of experience in the insurance industry, Priority Insurance has the class of competent and technical staff to manage all your insurance needs.

Products & Services

These are some of the insurance products offered by Priority Insurance in Ghana:

  • Fire Insurance
  • Assets All Risks
  • Bonds
  • Business Interruption
  • Construction Insurance (All Risks)
  • Advanced Loss of Profits
  • Third-Party Liability
  • Product Liability
  • Indemnity
  • Marine Insurance
  • Theft Insurance
  • Fidelity Insurance
  • Goods In Transit
  • Motor Insurance
  • Accidental Damage Insurance

Branches, Location, And Addresses Of Priority Insurance Ghana

To contact Priority Insurance Ghana head office and other branches in places like Accra, Kumasi, and the rest, use the following address and phone numbers:

Priority Insurance Main Head Office:

Postal Address is P. O. BOX GP 13808 Accra.

Telephone number: +2330302 979478, +2330243138803

Location: Priority House No. C502/1, Avenor Junction Adjacent to C. Woermann (Ghana) Ltd.

Kwame Nkrumah Circle to Caprice Rd.

Email address: info@priorityinsuranceghnana.net

Website: priorityinsuranceghnana.net

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Other Branches Of Priority Insurance

These are the other branches of Priority Insurance in Ghana:

  1. Tema Branch: +23350163416
  2. Kumasi Branch: +23350163417
  3. Tamale Branch: +23350163414
  4. Cape Coast Branch: +23350163413
  5. Aflao Branch: +23350163415
  6. Tarkwa Branch: +233202830925/+233501620134
  7. Weija Branch: +233507757085
  8. Madina Branch: +233501680761
  9. Spintex Branch: +233501680760
  10. Swedru Branch: +233208137926 / +233269096678
  11. Mankesim Branch: +233303969893
  12. Hohoe Branch: +233501680759
  13. Sunyani Branch: +23350163418

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3. Provident Insurance Company Limited

Provident is one of the best insurance companies in Ghana.

Since its establishment in 1982, Provident Insurance Company Ghana has helped business owners and individuals to preserve, protect, and pursue more value from their products.

Products And Services

The following are the insurance products they offer:

  • Personal accident insurance
  • Fire insurance
  • Motor insurance
  • Homeowners insurance
  • Bonds or Surety
  • Liability risk protection
  • Operational risk protection

Main Head Office Address:

Postal Address: P. O. Box 782, Accra

Telephone numbers: +23330221096 / +23330229807 / +23330233964

Location: Provident Towers, Ring Road Central

E-mail address: provident@provident-gh.com

Website: https://providentgh.com

Branches, Location, And Addresses Of Provident Insurance

Here is the list of the various branches of the Provident Insurance in Ghana with their contact numbers:

  1. Spintex Branch: Kakalika Plaza, +233 (303) 930394 +233 (50) 140 9088
  2. Dzorwulu Branch: Ampomah House, +233(30)3976581; +233(50)1547305
  3. Tema Branch: Community 5, Rotary Club Road, Aba-Fosua Plaza, +233 (303) 216 603
  4. Cape Coast Branch: Hse No: G73/1 near Cape Coast Lorry Park, +233 (332) 137 383 +233 (26) 300 2989 +233 (20) 889 4430
  5. Tamale Branch: Tamale Kanawu Plaza, around the Central Mosque, +233 (302) 948 010; +233 (50) 140 9093
  6. Takoradi Branch: 11/5 Liberation Rd, +233(26)3002987; +233(50)1409083; +233 (31)2024751
  7. Obuasi Branch: Near Wesley Methodist Church, +233 (322) 091169; +233 (30)3976578
  8. Kumasi North Branch: Patase Near Brotherman, +233 (322) 396 562; +233(50)1546470
  9. Kumasi Main Branch: New Amakom, City Style Building, near Baba Yara Stadium, +233 (322) 025 088; +233(50)1409081 +233 (24) 465 3597
  10. Ashaiman Branch: Ewurama House, near Old Akosombo Rd Barrier, +233 (303) 301 699 +233; +233 (50) 140 9085
  11. Dansoman Branch: Dansoman High Street Opposite Alpha Beta school, +233501409087

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4. Prudential Life Insurance Ghana

This is among the best insurance companies in Ghana. In March 2014, Prudential Insurance was successfully launched in Ghana.

The main aim of Prudential Insurance in Ghana is to change the face of Ghana’s insurance industry with the best of products and services.

Apart from its establishment in Ghana, the Prudential Insurance Company has a strong presence in other African countries, United States, United Kingdom, Asia.

Products And Services Offered By Prudential Life Insurance Ghana

These are some of the insurance plans and products offered by Prudential Insurance in Ghana:

  • Educational Support Plan
  • Farewell Plan
  • Ultimate Premiere Farewell Plan
  • Ultimate Classic Farewell Plan
  • Prudent Life Plan
  • Ultimate Hospital Cash Plan

Prudential Main Head Office

The address is P. O. Box AN 10476, Accra, Ghana.

Call Prudential Life Insurance on this phone number: +2330302 208 877

Send your e-mail to customerservice@prudential.com.gh.

Locate Prudential life at House Number 35 North St. Tesano, opposite Hobat’s Clinic.

Visit their website: https://www.prudential.com.gh.

Branches, Location, And Addresses Of Prudential Insurance

These are the various branches and offices of Prudential Insurance in Ghana:

  1. ACCRA CENTRAL BRANCH: SIC Mall Mokola
  2. RINGWAY BRANCH: Osu Re, Adjacent Ringway Estate Basic School
  3. TEMA BRANCH: Meridian Plaza, Com 1, Ground Floor
  4. OSU BRANCH: Adjacent Glory Oil Filling Station, Labone Junction Towards Danquah Circle
  5. KUMASI BRANCH: Dufie Plaza, behind Kessben
  6. KOFORIDUA BRANCH: Linda Dor Plaza Ministries Road, Koforidua
  7. TAKORADI BRANCH: Plot 130-134 Section B, Block A, Prince of Wales Road, Adjacent SSNIT House

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5. Quality Life Assurance Company Limited (QLAC)

Another gem in the insurance industry is Quality Life Insurance popularly called QLAC.

With the main objective of providing quality and excellent services, QLAC was first introduced in October 2007 but fully commenced operation on the 1st of January 2008.

With the Catholic Bishops’ conference as its major shareholder, you cannot go wrong if you invest in Quality Life Assurance Ghana.

Products And Services

These are the insurance products and services offered by Quality Life Insurance Ghana (QLAC):

  • Quality Investment Plan
  • Quality Educational Plan
  • Quality Funeral Support Plan
  • Quality Mortgage Protection Plan
  • Quality Group Term Policy
  • Quality Keyman Assurance
  • Quality Loan Protection Plan
  • Quality Provident Fund Policy

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Quality Life Insurance Main Head Office

Postal address: P. O. Box AD14 Adabraka Accra

Call Quality Life Insurance Ghana on this telephone numbers: +233 (0) 556589662; +233 (0) 556589663; +233 (0) 556589665.

Send your emails to info@qlacgh.com.

Locate Quality Life Insurance Ghanaat Peters House on the Kwame Nkrumah Avenue, Adabraka Accra.

Visit their website: https://qlacgh.com.

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Branches, Location, And Addresses Of Quality Life Assurance

These are the branches and offices of Quality Life Assurance (QLAC):

  1. TEMA: Opposite Community 2 Police Station
  2. KOFORIDUA: Tutuwaa house, Opposite Reo Cinema
  3. CAPE COAST: 1st floor, Catholic Press Building – Chapel Square
  4. SUNYANI: 1st Floor, Queen of Peacebuilding, Sam Bennet Warehouse
  5. TAKORADI: At the Market Circle
  6. KUMASI: Nhyiaso roundabout, Apino plaza
  7. HO: Catholic Secretariat Building
  8. BOLGA: Catholic Bishop Secretariat, library road
  9. TAMALE: Rabito Clinic Building
  10. Wa: Wa High Way, Stanbic Building

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6. Activa International Insurance Company – Ghana Limited

Activa International Insurance started its operation in Ghana as the Global Alliance Insurance. The insurance company was then incorporated in January 2005.

It was offered a license to undertake the general insurance business by the National Insurance Commission of Ghana.

Products of Activa Insurance include

  • Motor insurance
  • Travel insurance
  • Marine and Cargo insurance
  • Homeowners insurance
  • Public and product liability insurance
  • Fire and allied perils
  • Group and personal accident
  • Accidental damage
  • Professional indemnity

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Branches, Location, And Addresses Of  Activa International

Main Head Office Address

Postal address: PMB KA 85, Airport, Accra Ghana.

Location Activa Insurance on the 3rd Floor, Heritage Tower 6th Avenue, West Ridge, Accra.

Telephone numbers: +233302 686 352 /+233302 672145 /+233302 685118/19/20, +233277764933, +23326228888.

E-mail address: ghana.activa@group-activa.com

Contact Activa International Insurance at these locations in Ghana:

  1. Accra Airport Branch: 1st Floor, Horizon Building, Near the Granada Hotel Liberation Road, Airport area.
  2. Kumasi Branch: 2nd Floor, Agyaba House, near Prempeh II Street, Adum – Kumasi
  3. Tema Branch: 2nd Floor Yaa Kesewa Building, Tema Community 1 near Tema Sports Stadium.
  4. Takoradi Branch: 1st Floor, Ederick Place, Plot No. 109, Kofi Annan Road, Takoradi
  5. Tamale Branch: Alhaji Ibrahim Wunnam’s Building, Tamale Teaching Hospital Road, Tamale

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7. Metropolitan Life Insurance Ghana Limited

Metropolitan Life Insurance Ghana is an excellent option for your life insurance needs.

With a combination of international expertise and local market knowledge, Metropolitan Life Insurance brings you risk and investment solutions that are tailored to your needs.

Metropolitan Life is one of the best insurance companies in Ghana.

Products And Services Offered by Metropolitan Insurance.

Below are the insurance policies you can enjoy with Metropolitan Insurance in Ghana:

  • Eternity Plan
  • Cash Plan
  • Retirement Plan
  • School Finance Plan
  • Credit Life Plan
  • Group Life and Permanent Disability
  • MasterPlan Plus
  • Group Funeral Umbrella Scheme

Branches, Location, And Addresses Of Metropolitan Insurance

Metropolitan Main Head Office

Postal address: PMB CT 456, Cantonments – Accra

Call Metropolitan insurance Ghana Limited main office on this telephone number: +233302633933

Website: https://www.metropolitan.com.gh

Locate them at the Metropolitan House, No. 81 Tabon Link North Ridge Crescent, behind DHL Ghana office – North Ridge.

Recommended reading: Ghana.gov Registration Guide.

Branches, Location, And Addresses Of Metropolitan Insurance

The Metropolitan insurance branches are listed below:

  1. Tema Branch: General Hospital Road, Community 11.
  2. Weija Branch: House No3. SCC Junction.
  3. Obuasi Branch: Off Golf Course Road.
  4. Kumasi Branch: Chelsea House Adum.
  5. Akosombo Branch: GCB Building 2nd Floor.
  6. Akim Oda Branch: Goil Filling Station, Near the Sports Stadium.
  7. Nkawkaw Branch: Atta Ne Atta Betrams Junction Near MTTU / GEC.
  8. Tarkwa Branch: Adjacent CocaCola Depot.
  9. Takoradi Branch: Liberation Road, 2nd Floor, PT.
  10. Bibiani Branch: Opposite Sinapi Aba Trust Estate Road Bibiani.
  11. Tamale Branch: Kalpohini Estate Road, J.Y. Pharmacy Building 2nd Floor.
  12. Cape Coast Branch: Master Sam Road, Opp. Golden Apple Restaurant.
  13. Twifo Praso Branch: Opposite Old District Assembly No, 1 Station Twifo Praso.
  14. Sunyani Branch: 1st Floor, Knights Off St. John’s Building, Opposite The Coronation Park Sunyani.
  15. Hohoe: Mawuko Stores Adjacent Ghana Comm. Bank.
  16. Denu Office: DENU-AFLAO T-Junction off Amazing, Love Primary School or EGC Office.
  17. Bolgatanga Branch: Commercial Street, House No. A92.

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8. MiLife Insurance Company Limited

Milife Insurance Ghana was established in 2005. It was ranked 17th best insurance company in Ghana. As of August 2017, MiLife was the 8th best performing insurance company in the Country. Milife Insurance has many branches throughout Ghana.

With its current capital of GHS 56.8 million, MiLife is one of the most capitalized insurance companies in Ghana.

The company focus on providing accessible and more affordable savings and life insurance products to the Ghanaian market.

Products And Services

The following are the insurance products and policies offered by MiLife Insurance in Ghana:

  1. miTribute – Funeral insurance
  2. miLegacy – Income protection insurance
  3. miKids – Kids insurance
  4. miEducation – Savings for education
  5. miWay – Easy mobile insurance
  6. GNAT Heritage Cash Back Plan
  7. Group Life – For all your employees
  8. Credit Life: For loan protection
  9. Mortgage life – For mortgage protection
  10. Keyman life – For key employees

Branches, Location, And Addresses Of MiLife Insurance

Locate their main office using this address:

Main Head Office (MiLife Plaza)

Location: Aggrey Street, Kisseman – Accra

Postal address: P. O. Box 1975 Achimota Market, Accra

Call MiLife Insurance on this phone number: +233242439999

E-mail address: info@milifeghana.com

Website: https://www.milifeghana.com

The following are the list of the various branches and offices of Milife insurance in Ghana:

  1. Accra Branch: 18 Junction, Spintex Road
  2. Hohoe Branch: 36A Doctor FK Morny Street
  3. Kumasi Branch: Dichemso, Along the Airport Roundabout
  4. Takoradi Branch: SSNIT Building, Adjacent Central Police Station
  5. Tamale Branch: A Ext. 85, near Agric. Traffic Light, Gumani
  6. Koforidua Branch: Linda Dor Plaza
  7. Sunyani Branch: K. Badu Building, Opposite Sunyani High Court

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9. Allianz Insurance Company Ghana Ltd

Allianz insurance company is known for its wide range of insurance products that its customers enjoy.

Since the insurance company is owned by the Allianz Group which is based in Germany, it stands to enjoy international recognition and credibility.

Allianz insurance Ghana is another strong force in the country.

If you want to know the best insurance company in Ghana then look no further.

Products by Allianz:

  • Travel insurance
  • Homeowners insurance
  • Savings and investments
  • Health insurance
  • Auto insurance

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Branches, Location, And Addresses Of Allianz Insurance

Main Head Office

Postal address: PMB CT 353 Cantonments-Accra, Ghana.

Contact Allianz insurance Ghana on these phone numbers: +233 (0)302 764 893 /+233 (0)302 764 891.

Locate Allianz at Lexta Square No.79 Achimota Road, Ebony Crescent (Off Olusegun Obansajo Highway) Opposite Roman Ridge – Accra.

E-mail: allianz.ghana@allianz-gh.com.

Website: https://www.allianz-ghana.com.

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10. Vanguard Assurance Company Limited – Ghana

The Vanguard Assurance Company is one of the oldest insurance companies in Ghana offering two (2) main classes of insurance at its inception (Fire and Life insurance).

Currently, Vanguard Assurance as a subsidiary of the Vanguard Group underwrites only non-life insurances.

Products by Vanguard

  • Motor Insurance
  • Marine Insurance
  • Aviation Insurance
  • Fire Insurance
  • Bond Insurance
  • Engineering Insurance
  • General Accident
  • Work Men Compensation

Branches, Location, And Addresses Of Vanguard Assurance

Contact Vanguard Assurance at the following branches and on these phone numbers:

Vanguard Main Head Office

Postal address: PMB CT 455, Cantonments

Telephone: +233302253242, +233302235434

Locate Vanguard main office at No. 21 Independence Avenue

E-mail: info@vanguardlife.com

Website: https://www.vanguardlife.com

Locate Vanguard Assurance at the following branches in Ghana:

  1. Adenta: Location: 1st Floor of Somovision Building, SDA Junction; Contact: 0302-521962
  2. Cape Coast: Location: Starlets Road; Contact: 0332-130554
  3. Makola: Makola Shopping Mall, 2nd Floor
  4. Aflao: Contact: 0362-550351
  5. Koforidua: Rent Control Building, (Ground Floor), Ministries Rd. Opposite; Contact: 0342-023274
  6. Kumasi: Contact: 0322-026780/31280
  7. Sunyani: Contact: 0352-023401
  8. Takoradi: Contact: 0312-027379/21868
  9. Tamale: Contact: 0372-091045
  10. Tarkwa: Contact: 0312-320244
  11. Achimota: Contact: 0302-915108
  12. Dansoman: Contact: 0302-306654
  13. Spintex Road: Contact: 0302-816059-60
  14. Tema: Location: Vertical Plaza; Contact: 0307-034390/211376

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11. Avance Life Assurance Ghana Ltd.

Avance Insurance offers life insurance and savings products and other services. it is one of the newest insurance companies in Ghana.

As of April 11, 2017, Avance Insurance operates as a subsidiary of Northstar Finance Services Limited.

If you want to contact Avance Life Assurance Ghana, use the phone numbers and address listed below:

Postal address: P. O. Box CT115 Cantonments, Accra.

Telephone numbers: +233289546118, +23328 9546151.

E-mail address: judadjorks@yahoo.com.

Location: HD16, Sekou Toure Street, Ridge Residential Area near NHIA Office.

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12. African Life Assurance Company Limited

African Life is a life assurance company which has been licensed by the National Insurance Company of Ghana to provide life assurance services to individuals, groups, and companies.

Products that the African Life Assurance company offer include the following;

  • Care Funeral Plan
  • Care Education Plan
  • Care Group Term
  • Care Credit Life
  • Care Mortgage Plan
  • Care Keyman Plan
  • Microinsurance (Asetena pa plan)

Branches, Location, And Addresses

Accra Branch: 2nd Floor SIC Life Mall, Opera Square, Accra, P.O. Box 16192 KIA Accra; +233 (0)30 2631936

Kumasi Branch: Coral Paint Building, off Lake Road near Garden City Radio- Asokwa YF, P.O. Box 16192 KIA Accra; +233 (0)322 034968.

Main Head Office Address

Postal address: P. O. Box 16192, KIA -Accra.

Telephone number: +233302769666/+2330302769615/+2330302769518.

Location: No. 9 Cantonments Crescent, Cantonments -Accra.

Email: info@africanlifeghana.com

Website: https://www.africanlifeghana.com

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13. Old Mutual Life Assurance Company Ghana

The Old Mutual Life Insurance is a premium African financial services group originating in South Africa, and it has been listed on the London and Johannesburg Stock Exchange.

Old Mutual Insurance is one of the best performing insurance companies in Ghana.

Products And Services

  • Education plan
  • Travel insurance
  • Credit life insurance
  • Group life assurance

Branches, Location, And Addresses Of Old Mutual Insurance

Old Mutual insurance Ghana has many branches across the country.

Here are the addresses and contact numbers of Old Mutual Insurance in Ghana.

Old Mutual Main Head Office

Postal address: P. O. Box AN 5457, Accra-North

Telephone number: +233302-230638

E-mail: admin@oldmutual.com.gh

Website: https://www.oldmutual.com.gh

Location: 2nd Floor Provident Towers, Ring Road Central

The rest of the branches of Old Mutual Insurance Ghana are listed below:

  1. Takoradi Office: Ground Floor, Provident House, 11/5 Liberation Road.
  2. Obuasi Office: Old Mutual Life Assurance Company, Limited, Adjacent First Allied Bank, Antoboase Road.
  3. Cape Coast Office: 2nd Floor Former GNTC Building.
  4. Tema Office: Ground Floor QFS Building on the Tema General Hospital Road.
  5. Ho Office: Around the Station, Close to NDC PARK, Lara Mart Shopping Mall.
  6. Sunyani Office: 2nd Floor Emmanuel Otoo Building, near Sunyani Coronation Park.
  7. Tamale Office: 2nd Floor Kanawu Plaza, near the Tamale Central Mosque.
  8. Koforidua Office: Old Mutual Life Assurance Company Limited, adjacent Ghana Post Office.
  9. Kumasi Office: Agyaba Plaza, Adum near Kinapharma.

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14. Phoenix Insurance Company Limited

Phoenix insurance Ghana claims to ensure your absolute peace of mind when it comes to insurance services.

They provide relevant, reliable, and innovative general insurance services.

Phoenix Insurance has unbeatable claim payment record, and they deliver to their customers through delightful, personalized, and exciting service culture.

It is one of the best insurance companies in Ghana that is known for settling claims.

Products By Phoenix Insurance Ghana

The insurance plans offered by Phoenix insurance Ghana are listed below:

  • Accident Policies
  • Fire Policies
  • Underwriting Support
  • CEPS Bonds
  • Contractors Bonds
  • Marine Cargo Policies

Branches, Location, And Addresses Of Phoenix Insurance

Phoenix Main Head Office

Locate the head office at House No. 244/3, 6th Ringway Estates.

Postal address: P. O. Box 17753, Accra-North,

Contact Phoenix insurance on  +233302246319, +233302246322, +233302246644

E-mail: info@phoenixinsurancegh.com

Website: https://phoenixinsurancegh.com

These are the branches of Phoenix Insurance in Ghana:

  1. East Legon Office: Papas Pizza Building, Near Living Room Restaurant, Baweleshi-American House Road
  2. Weija Contact Office: Weija Office (GHICEL Estates)
  3. Tema Office: Suite 205, 2nd Floor Meridian Plaza, Community 1
  4. Kumasi Office: Prempeh I Street, Opposite Intercity STC
  5. Takoradi Office: Shippers’ Council Plaza Chapel Hill
  6. Sunyani Office: Shippers’ Council Plaza Chapel Hill
  7. Koforidua Office: Behind Ghana Commercial Bank, Koforidua

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15. A-Plus Life Assurance Company Limited

Incorporated in May 2014, A-Plus Life Assurance is an insurance company in Ghana licensed to offer insurance and wealth management for individuals, families, and business owners.

Products by A-Plus Life Assurance

The main insurance plans you can get from A-Plus Life Assurance are:

  • A-Plus Cash Plan (Savings Plan)
  • A-Plus Homegoing Plan (Funeral policy)

Main Head Office Address

P. O. Box AD 655, Adabraka-Accra

Location: C618/3 Samora Machel Road, Asylum Down, Accra

Phone number: +233 302 226991

EMAIL: info@apluslife.com.gh

Website:

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16. Best Assurance Company Limited

Best Assurance Company Limited is an indigenous insurance company licensed by the National Insurance Commission to transact non-life insurance businesses.

Best Assurance is arguably one of the latest yet respectable insurance companies in Ghana. The company is an affiliate of Despite Group of Companies and Special Ice investments Limited.

Products by Best Assurance

The following are some of the insurance products offered by Best Assurance:

  • Motor insurance
  • Bond insurance
  • Public liability
  • Assets all-risk insurance
  • Homeowners insurance
  • Fire and allied perils policy
  • Fidelity guarantee
  • Personal accident
  • Burglary/Theft
  • Construction insurance
  • Workmen’s compensation
  • Goods in transit
  • Marine insurance

Branches, Location, And Addresses Of Best Assurance

Main Head Office

Locate Best Assurance at Opposite American House, East Legon

Telephone: +233(0)302 544145

Email: info@bestassurance.com.gh

Website: https://bestassurance.com.gh

These are some of the branches of Best Assurance Company in Ghana:

  1. Accra, Tema Branch: Community 1-site 10, near Mankwadze roundabout, Accra; Tel: 0501522517
  2. Kumasi Branch: OTA /12, Prempeh II Street, Adum, Kumasi; Tel: 0501522514
  3. Takoradi Branch: No. 103, Liberation Road, First floor, GT bank building; Tel: 0244715808

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17. Donewell Insurance Company Limited

Since its inception on the 3rd November 1988, Donewell Insurance has been and remained one of the best risk solution providers in the general insurance market.

Donewell insurance is now rated as the 11th best insurance company in Ghana providing full insurance services.

It remains the insurer of choice for Ghana’s leading construction firms.

Products Offered by Donewell Insurance

The various insurance products offered by Donewell Insurance in Ghana are listed below:

  • Motor insurance
  • Marine insurance
  • Liability policies
  • Fire insurance
  • Fidelity guarantee
  • Group personal accident
  • Contractors all risk
  • Bonds
  • Goods in transit

Donewell Insurance Branches, Location, And Addresses

Main Head Office

Locate Donewell Insurance at F333/1 Carl Quist Street, Kuku Hill, Osu RE

Postal address: P. O. Box GP2136, Accra

Phone number: +233 – (0) 302-763-065; +233 – (0) 302-763-171

E-mail: info@donewellinsurance.com

Website: https://www.donewellinsurance.com

The branches and location of Donewell Insurance Ghana are listed below:

  1. Accra central Branch: Naa Plaza, opposite HFC bank/SIC building.
  2. Achimota Branch: Shalom mall, 39 block B top, Achimota – Abofu, near the Shell filling station.
  3. Asylum down Branch: 2nd-floor Dalex financial services building, near Asylum down roundabout.
  4. Cape Coast Branch: Opposite Mfantsipim school main gate.
  5. Kasoa Branch: 1st floor Mic plaza building, Kasoa-Amanffrom, main Kasoa – Cape Coast road.
  6. Koforidua Branch: 2nd floor, Antartic plaza on top of HFC bank close to GCB, Koforidua.
  7. Kumasi Branch: Ground floor, Cocobod building (jubilee house), Adum.
  8. Sunyani Branch: 2nd floor green light building, opposite green light pharmacy, Sunyani.
  9. Takoradi Branch: House number 62/6, Essikafoambantem no. 2, adjacent Bocadillos ventures.
  10. Tamale Branch: 1st floor, mass lodge on the Tamale – Bolgatanga route.
  11. Techiman Branch: First floor, PY Fosu building, opposite Holy Family Hospital.
  12. Tema Branch: 2nd floor, Baidoo’s tower, Community 1 meridian, near Ecobank & KFC.

18. Ghana Life Insurance Company (GLICO)

Life insurance in Ghana was virtually on its knees before GLICO life was established in 1987. GLICO paved the way for many insurance companies in Ghana to follow by making it more accessible to all Ghanaians.

When you hear any insurance company promising to cushion you for life, then it is Ghana Life Insurance Company. With the assistance of Care International, GLICO has introduced the GLICO Anidaso Policy which is helping many Ghanaians.

Other insurance products by GLICO Insurance are GLICO Pensions, GLICO Health, GLICO General, and GLICO Capital.

Products and services offered by GLICO are as follows:

  • Credit life insurance
  • Microinsurance
  • Group life insurance
  • Individual life insurance
  • National Service Personnel life insurance

GLICO Branches, Location, And Addresses

Main Head Office

Locate Ghana Life Insurance (GLICO) head office in Accra at House No. 47 Kwame Nkrumah Avenue.

Box number: P. O. Box 4251, Accra.

Contact GLICO on this number: +233 0302 246 142; +233 0302 246 113.

E-mail: info@glicolife.com; Customerservices@glicogroup.com.

Website: https://www.glicolife.com

These are the branches of GLICO insurance in Ghana:

  1. Accra Airport office: No. 3 Aviation Road, close Ghana Home Loans Building, Airport
  2. Bolgatanga office: SSNIT Building, Bolga-Navrongo Road P.O.Box 618, Bolgatanga
  3. Burma Camp: Old Commercial Bank Building Opposite the Post office Burma Camp, Accra
  4. Cape Coast: Opposite Accra Station, Tantri P.O.Box CC87, Cape Coast
  5. Ho office: Adjacent to City Lights P.O.Box 460, HO
  6. Koforidua office: Antartic Plaza P.O.Box 713, Koforidua
  7. Kumasi office: Adum, opposite Abura printing press, P.O.Box 3517, Kumasi
  8. Obuasi office: Former Olam Building P.O.Box 1057, Obuasi
  9. Oda: Adjacent Oda Gov’t Hospital P.O.Box 960, Oda
  10. Sunyani office: Opposite Cocoa House P.O.Box 1607, Sunyani

Read also: List Of Visa-Free Countries For Ghana Passport.

19. Enterprise Insurance Company Ghana Limited

Established in 1924, then Gold Coast, Enterprise Insurance is one of the oldest insurance companies in Ghana. In 1991 the company was listed on the Ghana Stock Exchange (GSE).

Currently, Enterprise Insurance is the largest private insurance company in Ghana and also the highest-ranked general insurance company in the Club 100 listing.

Enterprise insurance won the CIMG Insurance Company of the Year award in 2014 and 2015 as well as the Gold Award in the Business and Financial Services Excellence awards.

Products By Enterprise Insurance

The various insurance plans offered by Enterprise Insurance Ghana are listed below:

  • Enterprise home insurance
  • Enterprise travel insurance
  • Marine insurance
  • Burglary insurance policy
  • Fidelity guarantee policy
  • Employee liability policy
  • Personal and Group accident policy
  • Motor insurance policy
  • Fire insurance policy
  • Indemnity policy
  • Bonds

Enterprise Insurance Branches, Location, And Addresses

Main Head Office

P. O. Box GP50, Accra, Ghana.

Call Enterprise Insurance head office on these phone numbers: (+233) 0302 666847 / +233302634702.

E-mail address: info.insurance@enterprisegroup.com.gh

Website: https://enterprisegroup.com.gh

These are the branches of Enterprise Insurance in Ghana:

  1. Airport Office: No. 47 Patrice Lumumba Street Airport Residential Area, Accra
  2. Achimota Office: Ground Floor, MAK-GOERS House Plot No. 209, Achimota (Nsawam Rd)
  3. Odorkor Office: 1st Floor, Obrapa House Kaneshie-Malam Motorway, Accra
  4. Kumasi 2 Office: Former Internal Revenue Building Opp. Shell Filling Station, Mbrom
  5. Koforidua Office: 1st Floor, Construction House Opp. SSNIT Regional Office
  6. Kumasi Office: Pentecost House, Asokwa P. O. Box 1000, Adum, Kumasi
  7. Spintex Office: 1st Floor, Takyi Plaza Plot No. 40 Accra (Near Papaye Fast Food)
  8. Takoradi Office: 2nd Floor, SSNIT House P. O. Box 500, Takoradi
  9. Tema Office: 1st Floor Meridian Plaza Community 1, Tema P. O. Box CO 863, Tema
  10. Tamale Office: Hse No NR 5, Hospital Road P. O. Box 895, Tamale
  11. Weija Office: Hse No. A&/20-21 Gicel Vehicle Valuation Centre

Related article: Current Treasury Bill Rate In Ghana.

20. SIC Insurance Company Limited

The State Insurance Company of Ghana has been in existence since 1962.

Being the largest and the most respected insurance company in Ghana, SIC controls a significant proportion of the Ghana life insurance market.

In this age an era of mobile and internet banking, SIC insurance allows you to easily make your premium payments and policy loan repayments through mobile money.

You can use the SIC mobile platform by dialing *714*911# and following the prompt.

SIC Insurance Products In Ghana

The insurance products offered by SIC Ghana are listed below:

  • Universal life insurance plan (Ultimate life, Flexi-Child education, Family security )
  • Term life insurance (Keyman assurance, School fees protection, Mortgage protection)
  • Whole life insurance (Final journey plan)
  • Micro-insurance (Sika plan – Okumka)
  • Bancassurance (UMB Homecall)

SIC Branches, Location, And Addresses

Main Head Office

Locate SIC at No. 1 Jones Nelson Road, Adabraka Freetown, Accra.

P. O. Box CT 3242, Cantonments-Accra.

Contact SIC insurance on +2330302 678130.

E-mail: info@siclife-gh.com.

Website: https://www.siclife-gh.com.

The branches of SIC insurance in Ghana are listed below:

  1. Accra Branch: Opposite GCB, Liberty House, Kwame Nkrumah Avenue P. O. Box CT3242 Cantonments- Accra.
  2. Tema Branch: Community 2, Near SSNIT, P.O. Box CO477, Tema.
  3. Kumasi Branch: Otumfuo Opoku Ware II House, Opp. Prempeh Assembly Hall Roman Hill, P. O. Box PC52, Kumasi.
  4. Takoradi Branch: Kobina-Woode House, Harbour View Road Chapel Hill, P. O. Box TD 261, Takoradi.
  5. Koforidua Branch: Nana Asafo Boateng Road, P. O. Box KF2715, Koforidua.
  6. Sunyani Branch: Opposite COCOBOD Building, PMB Sunyani.

21. Star Assurance Company Limited

With over twenty-three (23) branches throughout Ghana and rated A+ by the Global Credit Rating of South Africa, Star Assurance Ghana is one of the best insurance companies in Ghana.

Star Assurance Insurance Products

The insurance policies offered by Star Assurance are listed below:

  • Travel insurance
  • Engineering insurance
  • Aviation insurance
  • Fire and allied perils
  • Motor insurance
  • Marine insurance
  • General accident insurance
  • Bond insurance policies
  • Liabilities

Branches, Location, And Addresses Of Star Assurance

Find Star Assurance at the branches and phone numbers listed below:

Main Head Office

Star Assurance is located at the 1st Floor, Stanbic Heights, 215 South Liberation Link, Airport City – Accra.

Postal address: P. O. Box 7532, Accra-North.

Contact Star Assurance head office on these phone numbers: +233 (0) 302 245906; +233 (0) 302 245908.

Email them at sac@starassurance.com.

Website: https://starassurance.com

Locate Star Assurance branches at the following locations:

  1. Kokomlemle Branch: No. C551/4 Cola Street, (Adjacent ATTC) Kokomlemle.
  2. Ridge Branch: C961/3 Oforiwaa Ville, 1st North Ridge Link, Near German Embassy, Accra
  3. Ring Road Central Branch: 3rd Floor, Meridian House, Near the Nima Police Station
  4. Tema Branch: Asafoatse Kotei Building, Community 1
  5. Spintex Branch: Kwadwo Adjei Plaza, Near HFC Bank, Baatsona, Spintex Road
  6. Achimota Branch: Shop No. 2, Block 2, Shalom Mall, Adjacent Shell Filling, Station, Abofu, Near the New Achimota Transport Terminal
  7. Madina Branch: Madina UPS Road in the Prestige Hostel Complex, Opposite the University of, Professional Studies (UPS), After the Engen Filling Station
  8. Dansoman Branch: Off the Roundabout – Sahara road Dansoman, Accra
  9. Ashiaman Branch: Plot No. ASH/MKT/A/121, Ashiaman Middle East, Adjacent Union, Savings & Loans
  10. West Hills Branch: Platinum Plaza Building Block B, Adjacent the West Hills Mall, Off Accra -Kasoa Road
  11. Osu Branch: Awo Plaza – 15th Lane, off Oxford Street, Osu R.E – Accra
  12. Airport City Branch: Ground Floor, Stanbic Heights, Airport City
  13. Kasoa Branch: UT6 K105 Kasoa 2nd Bus Stop, KT Place Off Accra Winneba Highway
  14. Kumasi Branch: 1st Floor, Cocobod Jubilee House, F. N. T, Kumasi
  15. Danyame Branch: Adjacent Le Vicus Hotel, near Santase Roundabout – Kumasi
  16. Sunyani Branch: Ground Floor, Cocoa House Building
  17. Tamale Branch: Near Lamashegu Market
  18. Tamale Main: In the UniBank Building, Opposite the Ola Cathedral – Hospital Road
  19. Nkawkaw Branch: Opposite SSNIT Office
  20. Koforidua Branch: Former OSA Bus Station, Near the Graphic Corporation
  21. Ho Branch: Opposite The Main Lorry Park (IN Gate)
  22. Takoradi Branch: SSNIT House adjacent the Central Police Station, Collins Avenue

22. Sunu Assurance Ghana Limited

SUNU Assurance Ghana was formerly called Equity Assurance Limited. Apart from the rebranding, there is no change in the management of SUNU Assurances. With an asset base of over USD623 million, SUNU Assurances is another great insurance company in Ghana and African at large. SUNU operates in over 14 countries in Africa.

Insurance Products By SUNU Assurance

These are the insurance products you can buy from SUNU Assurance:

  • Burglary Insurance
  • Cash-In-Transit
  • Consequential Loss Insurance
  • Contractors All Risks
  • Fire And Special Peril Insurance
  • Group Personal Accident Insurance
  • Householder Comprehensive Insurance
  • Motor Insurance
  • Marine Insurance
  • Workmen Compensation Insurance
  • Personal Accident (Group & Individual) Insurance
  • Performance/Bid/Advance Payment Bond

SUNU Assurance Ghana Main Office

You can locate SUNU Assurance on the No. 48 Senchi Street Airport Residential Area in Accra. Phone numbers are 0302 770548 and 0302 769542. Email SUNU Assurance at ghana@sunu-group.com. Working Hours are Monday to Friday: 9am – 6pm. The website is https://sunuassurancesghana.com.

  1. SPINTEX BRANCH: The telephone number is 0302 812291 or on Mobile: 0233 044592. The Spintex branch is Opposite the Texpo Nhyira Plaza, Spintex Rd. Accra
  2. TEMA BRANCH: The telephone number is 0303 211591 or on Mobile: 0233 044607. Contact the Tema branch at the Unibank Building on Meridian Street, Community 1, Tema.
  3. KUMASI BRANCH: The telephone number is 0322 047497 or on Mobile: 0233 044625. The SUNU branch in Kumasi is near the Stanbic Bank at Chelsea House Adum Kumasi.
  4. TAKORADI BRANCH: The telephone number is 0312 021338 or on Mobile: 0244 205 959. Located Near Ecobank, Market Circle, Sekondi-Takoradi.
  5. KOFORIDUA BRANCH: The telephone number is 0342 020105 or on Mobile: 0233 044598. Opposite HFC Bank in the Antartic Plaza, Koforidua.
  6. SUNYANI BRANCH: Telephone 0352 025801 or on Mobile: 020 7605687. Opposite the NIB George Arthur Plaza at Dominase – Sunyani.
  7. TAMALE BRANCH: The telephone number is 0246 624115 and is adjacent to the Mtn Office, Tamale.
  8. WINNEBA BRANCH – Telephone: 050 6365137.
  9. HO OFFICE – Tel: 0269 701044.
  10. OBUASI OFFICE – Tel: 0233 044603.
  11. CAPE COAST OFFICE – Tel: 0240 730194.

Find out the Richest Man In Africa According To Forbes.

23. Beige Insure Company

This insurance company first operated as BEIGE Assure Insurance. It is a Ghanaian company and a proud member of the International Cooperative and Mutual Insurance Federation (ICMIF) in the UK.

BEIGE Insurance mainly focuses on lower to middle-income groups. According to them, they add value to your life.

Insurance Policies By BEIGE.

Here are the policies offered by BEIGE Insure:

  • Schooling Policy
  • Prestige Policy
  • Workers Policy
  • Departure Plan
  • Loan Protection Policy
  • Mortgage Protection Policy
  • Driver Pa Plan
  • Worseeko Plan
  • BEIGE AhotÉ” Plan
  • Keyman
  • Group

Call them on 0302225572 or 0302225574.

Send your queries to info@beigeassure.com

BEIGE Insure is located at Number 4 Samora Machel Road at Asylum Down in Accra

Read also: How To Buy Internet Data On MTN Ghana.

Esich Life Assurance Company Ltd.

P.O. Box CT 8309 Cantonments, Accra

Tel. 201980, 201981

Loc: 2nd Ring Link North Ridge Residential Area opposite IC Securities

e-mail: info@esichlife.com

Website:www.esichlife.com

First Insurance Company Limited

P. O. Box CT 10536, Cantonments-Accra

Tel 0302 – 231520, 231521/2

e-mail: info@firstinsurnace.net

Website: www.firstinsurance.net

#59 Ring Road Central, Asylum Down, Accra

Ghana Union Assurance Limited

P. O. Box 1322, Accra

0302 – 780625/6, 780628/9-10

Fax: 0302 – 780647

Loc. F828/1Ring Road East, Osu

e-mail: gua@ghanaunionassurancecompany.com

GN Insurance Company

P. O. Box AN 5879, Accra-North

Tel: 0302-221885

Fax: 0302-256344

Location: Former Ocean Wave Hotel

Sakumono – Accra

Heritage Energy Insurance Company Limited

P. O. Box PMB Kotoka International Airport, Accra

Tel. 770338, 769365

Fax: 768944

Location: C 132/21

11 Saflo Street Abelemkpe Residential Area

e-mail: info@ieinsuranceco.com

Imperial General Assurance Company Ltd.

P. O. Box CT 10686, Cantonments Accra,

Tel. 0577667436-8/0577656170/0204653496

Loc. Ring Road Central, Accra Adjacent Paloma Hotel

e-mail: info@imperialgeneral.com

website: www.imperialgeneral.com

Millennium Insurance Company Limited

P. O. AT 128, Achimota, Accra

Tel. 0302 766633, 0544322144

Fax: 0302 763323

Location No. 4, 7th Street,

Airport Residential Area Accra

NSIA Insurance Company Limited

P.O. Box 3 GP 114, Accra

Tel.0302 – 210180

Fax: 0302 – 210181

www.groupensia.com

Location: 14/16 Main Street Tesano

Prime Insurance Company Limited

P. O. Box GP 21222 Accra

Tel. 0302 2229062/ 0302 233499/ 0302 234078 0302 3976799

Location: Platinum Place Kanda High Street, Accra

e-mail: info@primeinsuranceghana.com

www.primeinsuranceghana.com

Regency Nem Insurance Ghana Limited

Tel. 0302 769789/ 768463/ 778106/ 220798

Fax: 0302 782871

Location: 65 Patrice Lumumba Road, Airport Residential Area, Accra

e-mail: info@regencynem.com

www.regencynem.com

Saham Insurance Ghana Limited

P. O. Box AD 190, Adabraka-Accra

Tel : 0302 224299,264552,

Fax:0302-260020

Location: 4th Floor Sethi Plaza near Adabraka Police Station Kwame Nkrumah Avenue

e-mail: sahamlife.gh@sahaminsurance.com

Unique Insurance Company Limited

Loc: No. 86 North Ridge, Ring Road Central Formers office of KLM

behind Total Filling Station and next to DHL Head office

P. O. Box AN 5721, Accra-North

Tel. 0302 -248174-7, 2248175, 228176, 2248177, 2241892

Fax: 0302 2248173, 2221430

e-mail: uniqueinsurance-gh.com

www.uniqueinsuranceghana.com

Wapic Insurance (Ghana) Limited

Location: 35, Aviation Road Airport, Residential Area Accra

PMB 163 K.I.A-Accra

Tel. 772606, 773616, 773609

Fax: 773749

e-mail: wapic-info@ghana.wapicinsuranceplc.com

www.wapic.com/gh

Multi Insurance Company Ltd.

P. O. Box KS 1480, Adum-Kumasi

Tel:03220 37350, 03220 37351

Fax: 03220 27602

Loc. H/N ZE 71, Manhyia-Kumasi

e-mail: multiinsurance@gmail.com

Loyalty Insurance Company Limited

P. O. Box YK 1173, Kanda, Accra

Tel: 0303978389

Loc: 3rd Floor, Ghana Shippers House, No. 12 Cruickshank Street

Ambassadorial Enclave, West Ridge, Accra

email address: info@loyaltyinsurancegh.com

website:www.loyaltyinsurancegh.com

Serene Insurance Company

First Floor, First Sky Towers, Community 25 Junction (After Kpone Barrier), Tema

PMB CO 90, Tema

Tel: +233 (0)302917444/6/7

Website: www.sereneinsurance.com

E-mail: Christopher.boadi-mensah@sereneinsurance.com

Conclusion

Now that you have gone through the list, I am confident that you now know the best insurance companies in Ghana.

If for any reason you still have any problems, questions, or suggestions, just drop your comments below.

If you have found the list interesting, which I believe, then share it with your friends.

This simple and easy article Was Last Updated on by Nana Abrokwa

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20 thoughts on “Top Insurance Companies In Ghana, 2022, Find Branches Near You & Contacts”

  1. Please with the collapse of banks in Ghana how certain are we that these insurance companies will also not be scrapped in the near future? Can you recommend only one that can be trusted.

  2. The insurance companies in Ghana cannot be trusted these days. Thanks for pointing out such huge collection of some of the good ones. Even with that one has to be careful.

  3. Good morning.
    Please can you suggest to me any private health insurance company in Ghana that is good? I will be glad if you can help me figure out one.
    Thanks.

      1. Adiza Abdul lateef

        Please is starlife insurance the same as star assurance, and is star life insurance also part of the best insurance company n Ghana

  4. I love the way you review each product.
    Have you ever thought of writing a guest post on other websites?

    I have a blog that is basically on the same insurance you discuss and would really like to have you share some information with my readers. I know they would appreciate your work.

    Please let me know if you are interested.

  5. Hi abrokwa,
    Am Jones from Ashaiman, I want to know if it is advisable to register with an insurance company that is not certified by Ghana Insurance Commission?

  6. Hello abrokwa, can you suggest the best insurance in Ghana that cover Goods in transit?
    Am waiting for your recommendation.

  7. Thanks for your informative details about most of the insurance companies in Ghana. it has really been helpful to me. Good work done.

  8. Hi Abrokwa, I love your work.
    Also, I thought Ghana Life Insurance Company was different from Gemini Life Insurance Company (GLICO). Kindly clarify if I am mistakening :).

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